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Resources: Mt. Airy, Roxborough and Northwest Philadelphia Pennsylvania home buying, real estate listings, and homes for sale in Philadelphia County, PA
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Special Offers: Special offers for Mt. Airy, Roxborough and Northwest Philadelphia homeowners from Philadelphia Moves, top Realtors
Affiliates: Philadelphia Moves's real estate web site affiliates
eNewsletter: Philadelphia Moves's Mt. Airy, Roxborough and Northwest Philadelphia newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Pennsylvania, and United States
Market Conditions Report: Market conditions report for this area, Pennsylvania, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Mt. Airy, Roxborough and Northwest Philadelphia Pennsylvania mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Pennsylvania or buy your own Mt. Airy, Roxborough and Northwest Philadelphia house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Mt. Airy, Roxborough and Northwest Philadelphia mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Pennsylvania real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Philadelphia Moves anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Philadelphia Moves's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Philadelphia Moves's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Mt. Airy, Roxborough and Northwest Philadelphia property in Pennsylvania, including legal terms definitions, and more

 


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Real Estate Tips
First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Real Estate Trivia
Q 
What is the earliest residential building that remains in Manhattan?

A 
Fraunces Tavern, built in 1719, is where George Washington delivered his Farewell Address to his officers in 1783.
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Working with Janice was a mixture of luck and an amazing realtor who knew what she was doing."
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Philadelphia Moves, REALTOR®, real estate agents and broker for Mt. Airy, Roxborough and Northwest Philadelphia Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
Philadelphia Moves

Louise D'Alessandro & Janice Manzi
Elfant Wissahickon Realtors

1511 Bethlehem Pike
Flourtown, PA. 19031
215-233-3434 x 514
215-852-9312
215-680-7616
Fax: 215-233-0903
Email: philadelphiamoves@NUMBER1EXPERT.com

We give our clients exactly what they need in real estate agents – insiders’ access to all available homes, expert negotiating skills, clear communication and thorough attention to detail....What initially attracts homebuyers to Northwest Philadelphia and the bordering communities in Montgomery County, are the unique stone houses, the extraordinary parkland, and the vibrant shopping and dining. What keeps them here are the vibrancy and the diversity of the people who live here....If you are looking to buy or sell in the communities of Chestnut Hill, Mt. Airy, Roxborough, East Falls, or Manayunk; or the bordering communities in Montgomery County, such as Springfield Township, Whitemarsh, Cheltenham, Flourtown, Erdenheim, Wyndmoor, or Oreland, contact Louise D'Alessandro and Janice Manzi. We can help you move your dreams forward.

Louise D'Alessandro - license# RB-044908-A
Janice Manzi - # RS-284974

Equal HousingMLSREALTOR


Elfant Wissahickon Realtors real estate and homes for sale in Mt. Airy, Roxborough and Northwest Philadelphia Pennsylvania

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